Car loans

From your first car, a family wagon or even your dream car, we can help you get the car you want

Get ready for some new wheels

The car you’re dreaming of can be yours, with a flexible car loan to suit your financial situation.

car loan

A world of benefits

Competitive rates

Fast approval

Additional payments allowed

No break fees

View our rates

  Our rate Comparison rate
For a car up to 4 years old and
borrowing $10,000 or more.
6.99% p.a. 6.99% p.a.*
For a car 5 -7 years old and
borrowing $10,000 or more
7.99% p.a. 7.99% p.a.*

Our special rates are available to customers of MyLife MyFinance who are members of MyLife MySuper or Catholic Super superannuation funds. 

  Variable rate Comparison rate
For a car up to 4 years old and
borrowing $10,000 or more.
7.49% p.a. 7.69% p.a.*
For a car 5 -7 years old and
borrowing $10,000 or more
8.49% p.a. 8.69% p.a.*

Ready to take the next step?

Need information? Call us on 03 9629 4484

General information

Car loan application fees:

Car loan - application fee: Waived

Other lending fees:

Personal property security registration: At cost

Car loan application fees:

Car loan - application fee: $125.00

Other lending fees:

Personal property security registration: At cost

Applications generally take 30-60 minutes. 

Once an application with all supporting documents has been received by MyLife MyFinance, a pre-approval decision will generally be provided within 24-48 hours.

There is no qualifying period for loans to receive member benefits.

No penalty for additional loan repayments or early pay-out on variable rate loans.

Comparison rate calculated on $30,000 loan over 5 years. Care should be taken in using this comparison rate. The comparison rate is accurate only for the example given as other factors including government fees and charges, redraw fees or fees for early repayment, may influence the final cost of the loan.

All loan rates are variable unless noted otherwise.

There is no qualifying period for loans to receive member benefits.

Interest rates as at 8 December 2017. All interest rates are variable unless noted otherwise. 
In deciding whether this product meets your needs, we recommend that you read this page in conjunction with our Product Disclosure Statement, Supplementary Product Disclosure Statement (Interest Rates), Supplementary Product Disclosure Statement (Schedule of Fees and Charges), and our General Terms and Conditions. A copy of these documents are available on our website. You can also obtain a copy of these by contacting our office on 03 9629 4484.
MyLife MyFinance Limited Trading as MyLife MyFinance. ABN 54 087 651 750. AFSL/Australian Credit Licence Number 245606